Call today for an initial chat 07900 190 285
Money Mentor
Helping you make smart financial moves
From budgeting and financial planning to big life decisions, Money Mentor provides straightforward, impartial guidance to help you stay in control. Bridging the gap between advice and action.
Available in-person and online - wherever you are in the UK.
Take Control of Your Finances
Take Control of Your Finances with Money Mentor
At Money Mentor we provide a refreshing approach to getting a grip of your finances, in a clear, practical and non traditional way - tailored to your life stage - without product sales.
Where are you on the journey of life?
What is Money Mentoring?
Money Mentoring bridges the gap between advice and action. Each session is led by your priorities. You set the focus, and I guide you with impartial expertise. If you’d prefer, I can also take a more structured approach and audit your overall financial position, highlighting opportunities and risks.
Is this you?
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Not willing to engage with your personal or business finances
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Oh, that tax bill
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Managing your household finances on your own and wanting a trusted second opinion
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Confident in what you’re doing but wanting that impartial sounding board
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Recently separated or divorced and finding your financial feet for the first time
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Re-mortgaging or buying a property solo and wanting to make sure you’re making the right call
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Keep missing payment deadlines
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Don't know your APR from your ROR
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Finance = Overwhelm/Shame/Fear/Panic
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Navigating a divorce or separation
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Facing divorce and feeling overwhelmed by the financial decisions ahead
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Worried about what you'll be left with after the split
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Trying to understand pensions, property and assets in plan English
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Thinking of freelancing
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Mortgage shmortgage
Whether you're an amateur or acing your finances you need Money Mentor to keep you on track!
What Makes Money Mentor Different
Most financial guidance comes with something attached to it, a product to sell, a commission to earn, a target to hit. That is not a criticism of the industry. It is simply how most of it works.
Money Mentor is built differently. No products to sell. No commission. I have no financial incentive to steer you in any direction other than the one that is right for you.
What you get is my full attention, my genuine care, and guidance that is 100% focused on your situation.
You’ve Done the Courses. You Listen to the Podcasts. So Why Does It Still Feel Unclear?
Financial education is everywhere. Podcasts, YouTube channels, online courses, books. And they genuinely help. They build knowledge, spark ideas, and are a brilliant starting point.
But here is what I hear again and again from clients:
'I’ve done all of that. I know the general stuff. What I need is someone to look at MY situation.'
One client put it perfectly. She told me she gets more from half an hour with me once a month than from all the podcasts and courses she’s listened to. Why? Because, when we sit down together, it’s all completely specific to her. Her numbers. Her decisions. Her life.
That is what Money Mentor is. Not generic information, specific, personal, practical support for your exact situation. In-person or online, wherever you are in the UK.
Call to arrange your free 15-minute chat 07900 190 285
Why Work With Us?
Money Mentor bridges the gap between advice and action. Turning financial overwhelm into clear, practical steps. You don't know what you don't know, and I help you discover and act on what matters most.
Let’s start scenario planning!
Call today for an initial chat 07900 190 285, or email info@moneymentor.live
About Kirsti Cox
Why Money Mentor exists...
The financial industry is full of people who put profit before people - advisers more focused on their own financial gain than genuinely helping clients. Too often, financial guidance comes from the same narrow demographic, prioritising wealth, commissions, and status over real financial clarity.
Money Mentor was built differently. I have an off-the-scale moral compass, and I believe in doing the right thing - always. My approach is judgment-free, product-neutral, and completely focused on your needs, not mine.
Money Mentor bridges the gap between advice and action. No up-selling, no hidden agendas, just honest, practical guidance.
You'll often hear me say, "Like it or loathe it, whether you have a little or a lot, it's super important we all have a plan around our money."
With 9 years as a Financial Adviser and a strong moral compass, I bring a pragmatic approach to financial guidance. I'm dedicated to being your trusted Money Mentor, helping you navigate your financial journey with integrity and care.
Whether you're an individual or a business, I provide tailored services to meet your specific needs. My goal is to support you through all Ages and Stages of life, empowering you to take control of your finances and your future.
I work with people at some of the most difficult crossroads of their lives, and divorce is one of the most common. I offer independent financial support to individuals going through separation, helping you get a clear picture of where you stand and what your future looks like. For clients who want both financial and legal support working in tandem, I partner with Jess Brown of Practical Family Law through our Divorce Support Experts service. You can come to me first, or come to us together, whatever works best for your situation.
"Everyone should have a 'Kirsti' in their life." - a sentiment shared by many of my clients, reminding me why I love what I do.
The BIG dream: To speak to every child in school about money, making financial confidence and independence a life skill, not a privilege.
My Mantra: Do more of what you love, laugh more, and enjoy being outside in nature.
Divorce Support
Going Through a Divorce? Your Finances Need a Safe Pair of Hands
Honest. Solution-Focused. Financial Guidance for Your Situation.
Divorce is one of the most financially complex events of your life and one of the least supported. Legal advisers focus on the legal process. Nobody is focused on you.
At Money Mentor, I offer solution-focused financial guidance that starts with your situation, not a standard script. I work independently with individuals on the financial side of divorce, helping you understand where you stand, what your options are, and how to plan for what comes next.
Why People Come to Us
Going through a divorce involves two very different kinds of support, most people only have access to one of them.
Legal support handles the process: the paperwork, the formal agreements, the legal framework. It is essential, and a good solicitor is invaluable.
But the financial and emotional layer, understanding what the numbers mean for your future, making sense of your options, building confidence in the decisions you are making, often gets missed.
That is the gap we fill.
We do not replace your solicitor. We work alongside that process, making sure you are financially informed, clear on your options, and genuinely supported through every decision.
Divorce Support Experts
Legal and Financial Support - The Joined-Up Option
The service works especially well when financial and legal support work together.
I partner with Jess Brown of Practical Family Law as part of Divorce Support Experts, a joined-up service combining financial clarity with legal knowledge. Together we offer human support.
You can start with me independently, or come to us both from the beginning. Either way, you are supported.
Find out more: practicalfamilylaw.co.uk/divorce-support-experts
Call for a Free 15-Minute Chat - 07900 190 285
Services
Trusted. Wise. Warm. Encouraging. Impartial.
At Money Mentor, I offer personalised financial guidance designed around you, wherever you are in life and whatever you're navigating. Available in-person or online via video call.
Free Initial Chat
Every conversation starts here. A free 15 minutes, no agenda, just an honest conversation about where you are and where you want to get to.
It's a chance for you to get a feel for how I work and for me to understand what you need.
Call or text 07900 190 285 or email info@moneymentor.live
Flex Session £100 per hour
Book me for an hour and I'll work through what matters most to you. Focused, flexible, and on your terms.
Ongoing Support
For longer pieces of work, I can agree a fixed fee or a regular support arrangement, whatever suits your situation. I work with individuals and couples.
For Employers & Organisations
Financial wellbeing in the workplace matters. Employees who feel financially confident are more focused, more resilient and more engaged. Offering this kind of support is a clear signal that you value the people behind the job titles.
I work with organisations in two ways
Workplace Presentations
Engaging, tailored sessions for your workforce covering the financial topics that matter most — cost of living, debt, budgeting, pensions and more. Consistently well received and genuinely impactful.
Private One-to-One Sessions
Confidential individual sessions for employees who want personal, practical guidance.
Every business engagement begins with a conversation. I take time to understand your organisation, your people and what you want to achieve , that preparation is part of the service and reflected in the fee. Pricing is bespoke and agreed in advance.
Call or text 07900 190 285 or email info@moneymentor.live
What to Expect After each session I'll follow up with a short email covering the key points and any actions we've agreed. I don't produce formal written reports, so I'd encourage you to take notes during our conversation if you'd like a fuller record.
The Real Reason Money Mentor Exists
I genuinely care about the people I work with. That might sound simple, but in an industry that has historically put profit before people, it matters.
I am not here to sell you anything. I am not here to impress you with jargon or make the process feel more complicated than it is. I am here because I believe that everyone, regardless of how much or how little they have, deserves honest, warm, impartial support around their money.
When you sit down with me, whether in person or online, you are the priority. Not a sale. Not a target. You.
That is why Money Mentor exists.